Local Officials, Not FEMA, Inspect Homes To Determine Damage
Last updated 10/11/2021 at 3:29pm
After a presidentially declared disaster, local officials inspect homes damaged by flood waters to determine whether a structure was damaged to the extent that it will have to meet current building codes and floodplain management regulations when it is repaired.
A determination of “substantial damage” applies to a severely damaged home or other structure in a Special Flood Hazard Area, regard-less of the cause of damage, where the community part-icipates in the National Flood Insurance Program (NFIP).
FEMA does not make substantial damage deter-minations; the determination is made by...